Risk AI Data Scientist

ING Hubs Poland is hiring! The expected salary for this position: 13000 – 22000 PLN The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations. We are looking for a Risk AI Data Scientist to drive the integration of advanced AI capabilities into the bank’s overall risk management (out of which Credit risk model maintenance is one of them). In this role, you operate in the intersection of risk management practices (amongst which credit risk modelling), model lifecycle governance, and advanced AI (LLMs, NLP, Agentic workflows). You will not only build and steer these solutions; you will help design the cognitive layer of the bank’s risk management environment, turning cutting-edge AI into production-ready, compliant solutions. We are looking for you, if you have: Master’s degree in mathematics, economics or equivalent, 7+ year experience in risk management (experience with risk modelling is a plus), Advanced Python, SQL, PyTorch/TensorFlow (SAS is an advantage), HuggingFace (Transformers, PEFT), LangChain/LlamaIndex, Vector Stores (FAISS/Vertex Search), designing and optimising RAG pipelines, Experience in manipulating and governing structured and unstructured data for risk management purposes, Google Cloud Platform (Vertex AI, Workbench), Strong experience with Azure DevOps (Git, Pipelines), Experience with end-to-end pipelines (data → model → deployment). You'll get extra points for: Experience working in Agile/Scrum teams, Knowledgeable on AI (risk) governance. Your responsibilities: Develop custom models by fine-tuning open-weights models (e.g., Llama, Mistral) on GCP GPUs to understand the specific nuances of risk management in wholesale/retail banking, credit policies, and financial risk (exploration, production and scaling), Evaluate and monitor GenAI systems in this context (e.g. hallucinations, quality, drifting), Architect Retrieval-Augmented Generation (RAG) systems to enable interaction with internal policy documents, regulations and other documentation in different formats with high precision, Work with large-scale unstructured data (documents, PDFs, OCR) as a core part of the role, Design and implement agentic AI workflows (e.g. LangChain/LangGraph) where AI components plan, reason, and execute multi-step tasks to support risk managers, Build NLP pipelines to extract complex signals (e.g. transaction patterns, legal clauses) from unstructured text and convert them into usable features, Write clean, modular Python code in Azure DevOps ensuring models are testable, reproducible, and ready for deployment. Information about the Team: The mission of Integrated Risk is focused on providing risk identification, aggregation and insight capabilities at Group level across the various Risk domains. The team department is using those capabilities across the various risk functions, to assume a general oversight of risk governance, policies and frameworks, and to steer group-wide model and implementation activities across locations. The Bank-wide Credit Risk Models department is responsible for the management of Wholesale Banking (WB) IRB and IFRS9 and the Bank-wide Credit Risk Economic Capital models — including their development, monitoring, and advisory support to the business — in cooperation with relevant stakeholders. All the models in scope are groupwide, managed and developed centrally and consistently applied across all ING’s locations. The role naming convention in the global ING job architecture will be "Data Scientist IV". The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations. We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow. Your future at ING starts with one application. Ready to join? We’ve got plenty of opportunities to match your skills and aspirations! Use the filters below the search bar – like location and job type – to help you find the perfect fit. Start exploring now and discover where your next career move could take you!