Payment Product Manager (Clearing & Settlement)

Responsible for the product design and iteration of the company's payment middle platform, order system, and clearing module in Europe and Latin America, serving as the main person in charge of the company's core payment infrastructure product line.

Drive the product development roadmap, and execution for the global fiat payment platform, focusing on backend capabilities.

Lead the design of the full lifecycle management system for orders: order creation, status transition, timeout handling, and reconciliation closed loop.

Design the clearing system: T+0/T+1 settlement schemes, multi-currency reconciliation rules, error handling, and fund verification.

Recommend integration strategy for global payment channels (PSPs, bank rails, local payment methods), ensuring scalable and standardized integration frameworks.

Build and optimize core system modules, including transaction lifecycle management, success rate optimization, latency reduction, and failure handling.

Partner with engineering, risk, compliance, and finance teams to design robust systems for settlement, reconciliation, and fund flow management.

Drive platform-level improvements to support global scalability, including multi-region architecture, localization frameworks, and system abstraction.

Define and monitor key system metrics (e.g., success rate, latency, reliability), and drive continuous optimization through data and experimentation.

Collaborate with internal product teams (e.g., wallet, account, growth infrastructure) to ensure seamless integration of payment capabilities across the ecosystem.

Act as a strong individual contributor, proactively identifying system gaps and driving end-to-end execution in a complex environment.